Make Every Rupee Count Toward a Stronger Future.
Simple savings, high-yield fixed deposits, doorstep daily pigmy collections, and accessible micro-credit for families, small merchants, and rural communities across India.
High-Yield Deposits
Statutory Member RatesInteractive Deposit Returns Calculator
Plan your savings with complete transparency. See how your investment grows with compound interest over time.
Financial Solutions for Every Need
From high-yield savings to doorstep daily pigmy deposits and micro-loans, discover products designed to empower your financial journey.
High-Interest Savings Accounts
Earn up to 9.25% p.a. interest with zero quarterly penalty, instant SMS alerts, and free digital netbanking access.
Fixed & Recurring Deposits
Guaranteed high returns with flexible tenure options from 12 to 120 months. Higher interest rates for senior citizens.
Doorstep Daily Pigmy Collection
Save small amounts daily (as low as ₹20/day). Authorized field staff collect at your doorstep with instant handheld device SMS receipts.
Micro & Business Loans
Accessible credit for small merchants, farmers, and self-employed individuals with quick approval and minimal documentation.
RuPay Debit & Credit Cards
Tap-and-pay convenience at over 50,000 ATMs and merchant terminals nationwide with built-in cashback rewards.
Online EMI & Bill Payments
Pay loan installments instantly via UPI, Netbanking, or Debit Card without visiting the branch. Safe and encrypted.
Empowering Underserved Communities
Githani Helping Hand Foundation Micro is built on statutory compliance, financial literacy, and community-first banking solutions.
100% Transparent & Compliant
Registered Section 8 company operating under statutory guidelines with published audit reports.
Doorstep Digital Agent Network
Our agents use handheld POS devices for instant deposit receipts and SMS alerts on every transaction.
Rural Empowerment Programs
Promoting self-help groups (SHG), micro-loans for women entrepreneurs, and financial literacy workshops.
Section 8 Licensed
Statutory registration under MCA & Govt of India.
256-Bit SSL Encrypted
Bank-grade digital netbanking portal security.
Passbook & SMS
Instant transaction logs & physical passbooks.
24/7 Helpline
Dedicated member support & grievance desk.
Voices from Our Community
Hear how Githani Foundation has transformed the lives of rural families, small vendors, and self-help group members.
"The daily pigmy deposit scheme has changed my grocery business. The agent comes to my shop daily, and I receive an instant SMS receipt on my phone."
Ramesh Verma
Grocery Merchant, Sant Kabir Nagar"I started a Fixed Deposit with Githani Foundation for 3 years. The 9.25% interest rate is higher than local commercial banks, and the staff is super helpful."
Sunita Devi
Self Help Group Member, Basti"Got a micro-business loan sanctioned in just 48 hours to buy livestock for my dairy farm. Minimal paperwork and transparent EMI schedule."
Anil Kumar
Dairy Farmer, GorakhpurFrequently Asked Questions
Find quick answers to common questions about opening accounts, deposit safety, interest rates, and daily pigmy collections.