Refund & Cancellation Policy
Guidelines governing digital transactions, EMI repayments, and fee refunds.
1. Online EMI Payment Refunds
In case of duplicate EMI transactions or technical payment gateway errors where funds are debited twice from a member's bank account, the excess debited amount will be refunded back to the original source account within 7 to 10 working days after verification.
2. Account Opening Cancellation
If an account application is rejected during KYC verification or if an applicant requests application cancellation prior to account activation, any initial deposit paid will be refunded in full.
3. Contact For Refund Requests
To request a transaction refund, please email manavatagram.in@gmail.com or call +91 9532800236 with your transaction reference number and bank receipt.